josephomidiora:~$ whoami
Founder. Data engineer. Proudly African. Two companies operating — one putting transaction data on Nigerian bus routes, one making sure early founders build the right system the first time.
Payment infrastructure for public transport in Africa.
The wallet and card-tap layer that puts real transaction data on Nigeria's bus and ferry networks — starting on campus, scaling to city routes. Passengers tap to board; operators see revenue in real time; routes that were never measured start producing data.
Technical consulting for non-technical founders.
Architecture reviews, vendor selection, product specification and hiring briefs for early-stage African and diaspora builders — so the decisions made in the first eighteen months don't constrain the company for the next ten years.
Weyz wallet + card-tap architecture
Reader hardware and transaction reconciliation ahead of the first campus deployment with Federal University Akure.
Pre-seed founders through Avancier
Fintech, logistics and mobility teams deciding what to build before they hire their first engineer.
The Backbone Thesis
An essay series on why infrastructure — not applications — is the constraint on African financial systems.
Payment rails, ledgers and settlement
Working through how other markets solved offline-first transit payments before mobile money existed.
The bus is the bank. Every fare is a transaction. Every route is a data stream. The infrastructure that moves people is the same infrastructure that moves money — and right now, it moves neither well. — from “The Bus Is the Bank”